Living costs money. This is a fact of life it is impossible to get away from. However, living in some places costs a good deal more than living in other places. So that you know how to avoid spending more than you need to, here’s a list of the 10 cities with most expensive living in 2013.
As each city in each country has its own costing, it is very difficult to widen the focus to cover a whole country, although countries with larger rural areas do tend to be cheaper to live in than those with large urban areas.

The cost of living in Nagoya has risen rapidly in the last few years. It is Japan’s auto manufacturing hub, and an important place for some of the world’s best known carmakers. The monthly rent of a 2 bedroom apartment is $2,551, a cup of coffee is $6.38, one gallon of petrol is $6.70, a newspaper is $6.38, and a meal in a fast-food restaurant is $8.42.

Hong Kong has a reputation as a major global financial city, and this helps to pull in international business, which pushes up the cost of living. A large and growing population has helped to push the price of housing up, and earned the city a place on this list. The monthly rent of a 2 bedroom apartment is $7,092, a cup of coffee is $6.83, a gallon of petrol is $8.36, a daily newspaper is $3.61, and a meal in a fast-food restaurant is $3.54.

The capital and economic centre of Chad, N’Djamena has seen a drop in the cost of living recently. The number of people living in the city has pushed up the cost of living, with a cup of coffee costing $3.32, a gallon of petrol costing $6.55, a daily newspaper costing $6.85, and a meal in a fast-food restaurant is $25.18.

As one of the growing financial centres of Asia, a high population helps to push up the cost of living. However, the wages in the city help allow people to meet the costs. Still, the cost of a 2 bedroom apartment is $3,588 a month, a cup of coffee costs $5.18, the cost of a gallon of petrol is $6.55, the cost of a daily newspaper is $3.59, and the cost of a meal in a fast-food restaurant is $5.66.

Being the home to a number of large banks helps keep the cost of living in Zurich high. The cost of renting a 2 bedroom apartment for a month in Zurich is $3,614, a cup of coffee costs $6.02, a gallon of petrol costs $7.38, a daily newspaper costs $4.38, and a meal in a fast-food restaurant is $12.59.

Geneva has been at this position in the rankings for the past three years. It is Switzerland’s most expensive metropolitan area, and home to many international organizations such as the UN, the World Trade Organization and the Red Cross. The cost of renting a 2 bedroom apartment for a month is $4,818, a cup of coffee costs $6.57, a gallon of petrol is $7.46, a daily newspaper costs $4.38, and a meal at a fast-food restaurant is $12.59.

In spite of concerns of corruption, red tape and pollution, the fact that Moscow is the heart of Russia’s political and business landscapes mean that the city attracts more investment than other Russian cities. The monthly rent of a 2 bedroom apartment is $4,200, the cost of a cup of coffee is $8.37, a gallon of petrol costs $3.67, a daily newspaper costs $9.78, and a meal in a fast-food restaurant is $6.70.

As Japan’s second largest city, the cost of living has risen along with the increase of industry. The monthly rent of a 2 bedroom apartment is $3,062, a cup of coffee is $7.02, a gallon of petrol is $6.85, a daily newspaper is $6.38, and a fast food meal is $8.29.

As the capital of Africa’s second largest oil producer, the growing population in Luanda pushes the cost of living up. Renting a 2 bedroom apartment for a month costs $6,500, a cup of coffee is $3.90, a gallon of petrol is $2.38, a daily newspaper is $5.46, and a fast food meal is $19.94.

Tokyo has been the top one among the cities with most expensive living for the past five years. It costs $4,848 to rent a 2 bedroom apartment, a cup of coffee is $8.29, a gallon of petrol is $7.34, a daily newspaper is $6.38, and a fast food meal is $8.29.